Buying a home definitely takes first place in terms of a family’s biggest financial commitment. While it is a dream come true for many, it will be a disaster if not done right. Families save up their hard-earned money for years and finally decide to get a home for themselves – it becomes a necessity to be aware of every major detail involved in buying one.
Whether a housing complex in Rajarhat or anywhere else, your decision to buy a property will definitely affect the future of your family. Hence, more research and precaution today lead to a brighter tomorrow. And how exactly do you know what to keep an eye out for?
Here’s listing the essentials required before buying affordable flats in Kolkata.
Buying a Flat in Rajarhat? Read this Comprehensive List of Requirements
Focus on the Carpet Area
More often than not, buyers are led to believe that the super built-up area of a residential property is everything. On the contrary, it is the carpet area that actually makes a difference. This is the usable area within the walls of a home while the super built-up area denotes the total built-up area plus the space taken up by common areas (like elevators, gardens or even clubhouses). The difference between both needs to be clearly understood before opting for a housing complex in Rajarhat.
Verify the Real Estate Builder
Not every builder is a verified one with a good track record to its name. The first way is to find out if they are registered – there should be a HIRA number attached to the project and if there’s not, it lays grounds for doubt. Also, verify the past experiences with projects – Were there any delays in possession? Was there an issue regarding quality? Of course, you’ll get an idea about the best builders behind popular flats in New Town, Kolkata, once you start digging deeper but it’s always wise to validate the same through ratings and reviews.
Examine the Status of Security
One of the main elements behind getting the best housing complex in Rajarhat is to check out the levels of security within the project. Here is a list of questions you should consider asking:
- Is there a 24/7 power back up?
- Are there measures in case of fire-related emergencies?
- Is the project located in safe surroundings?
- What is the status of personnel inside?
- Is there adequate lighting outside the project?
- Is there CCTV surveillance available?
Security comes as one of the most basic requirements when buying a home. When you ask the right questions such as these, you definitely get an apartment that serves its primary purpose – keeping your loved ones safe and secure. Do look thoroughly into this and ensure that all boxes are ticked regarding safety and security inside.
Don’t Overlook Hidden Costs
Many are familiar with the down payment and monthly EMIs involved with any type of housing unit, be it expensive or affordable flats in Kolkata. Then comes the additional charges such as PLC (costs based on the location of the property) and GST. But there are some costs that don’t clearly fall under the radar. Some of these are listed below:
- Parking charges
- Maintenance costs
- Stamp duty
- Registration costs
- Interior design cost, etc.
Identify the Vital Documents
It is almost a compulsory requirement to verify and determine that the project is legitimate in regards to the land it was built on and has the necessary approvals from various NOC’s. Besides these, you should also verify the occupancy certificate, title deed, building plan, completion certificate, sale deed, encumbrance certificate, etc. There is a tremendous amount of legal issues involved in the process so it is also advisable to carry a list of documents to cross-check when finalizing on flats in New Town, Kolkata.
Pay a Visit to the Project
What you may see in brochures may not necessarily be a reality. For example, all apartments may not have the same view. Or, it may also happen that the nearest grocery store could be located further than your ideal housing complex in Rajarhat. Visit the site first-hand to get a better idea on matters such as actual transportation options, the progress of construction, the standard of amenities, changes in the vicinity, etc. Seeing is believing after all, and a site visit definitely has the power to make or break a deal.
A huge turning point in life.
Buying a new home is so much more than what it seems like on the surface. Being a once in a lifetime occurrence, deciding to purchase affordable flats in Kolkata is a decision that involves no room for error. These aforementioned tips will be of great help along with your search for the best home, keeping every important aspect in mind as well as your future.